Life insurance protects your loved ones and can ensure that they don’t suffer financially if you’re not around anymore. A policy is usually bought to cover the period (or term) that your family most need help. For a regular monthly income or lump sum, you may want to consider family income benefit

Life insurance protects your loved ones and can ensure that they don’t suffer financially if you’re not around anymore. A policy is usually bought to cover the period (or term) that your family most need help. For a regular monthly income or lump sum, you may want to consider family income benefit

You can buy whole-of-life policies that pay out whenever you die. Because they can last way into old age, they can be expensive. The good news is there are cost-effective policies that provide for a set period – for example, the length of your mortgage or until the kids fly the nest

Life Insurance is designed to protect your family if you die; in the same way car insurance won’t pay out if you don’t have an accident, or pet insurance doesn’t pay if your pet stays well – there’ll be no payout if you’re around during the life of the policy